National Check Professional (NCP) Certification Practice Test

Which record type corresponds to a Check detail Addendum A?

1. Type 26

2. Type 31

3. Type 32

4. Type 35

The correct answer is: Type 26

The correct answer is based on the specifics of check detail addenda as defined in the ACH (Automated Clearing House) transaction standards. Addendum A refers to the additional information that may accompany a check transaction, and it is specifically used for checks that are processed through the ACH network. Type 26 records denote Check Detail Addendum A in the context of ACH payments. This kind of record type is intended to provide necessary details about the transaction, such as the amount and the date, which enhance the information available in a standard check. In other words, it serves to clarify aspects of the check that may need additional context, thus facilitating better tracking, processing, and reconciliation. In this case, the connection between the record type and the function it serves within the payment processing framework underlines why Type 26 is accurately aligned with Addendum A check details. Understanding this relationship is crucial for those involved in the processing of checks as it directly impacts how transactions are recorded and managed within financial systems.