National Check Professional (NCP) Certification Practice Test

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What is the type number for the Bundle Header record?

  1. Type 20

  2. Type 70

  3. Type 25

  4. Type 90

The correct answer is: Type 20

The Bundle Header record is identified by Type 20. This specific designation is part of the standard formatting for electronic check processing, where different types of records are defined by unique identifiers for clarity and operational effectiveness. The Bundle Header record serves as a critical marker that indicates the beginning of a new bundle of checks, helping in tracking and organizing the data for processing. Understanding the significance of these type numbers is essential in the context of the Automated Clearing House (ACH) and check processing systems, as they facilitate the accurate compilation and distribution of financial data. Each type number has a specific purpose, and recognizing Type 20 as the Bundle Header is integral for those involved in the check collection process or managing the flow of electronic transactions.